Home and tenant
Replacement cost, sewer backup, overland water and the exclusions that only show up after a claim.
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Independent · 12 carriers · Fraser Valley since 1998
One agency for the house, the car, the shop and the staff.
Independent brokers in the Fraser Valley. We compare twelve carriers, explain what's actually covered, and answer the phone when you're standing in a flooded basement.
12 carriers compared Local claims help No call centre Bundle discounts
Coverage
The policies a household actually needs.
We'll tell you when you're over-insured as readily as when you're under. That's the whole job.
Auto and fleet
ICBC optional coverage, commercial fleets and the young-driver conversation nobody enjoys.
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Liability, property, cyber and the certificate your client's contract asks for.
Get a quoteLife and disability
Term, critical illness and the disability cover that keeps a mortgage paid.
Get a quoteFarm and hobby farm
Barns, equipment, livestock and the seasonal workers on your payroll.
Get a quoteTravel and marine
Trip cancellation, medical, and boats moored in BC waters.
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Why a broker
The direct insurer sells one product. We sell twelve.
We're paid by the insurer, not by you, and we're required to tell you which ones we represent. When a renewal jumps 40%, we can move it rather than explain it.
- We compare your renewal against the market every year, not just at sign-up
- One broker owns your file and knows your name
- We handle the claim conversation with the adjuster
- No cancellation fee for switching at renewal
Reviews
What clients say after a claim.
Anyone can sell a policy. The test is the week after the water comes in.
“Our basement flooded on a Friday night. Our broker had an adjuster there Saturday morning and the restoration crew booked before noon.”
Karen & Mike D. · Langley
“Moved the shop's liability and two vehicles, saved $1,900 a year, and got a certificate for a new contract the same afternoon.”
Ade O. · Abbotsford
SurreyLangleyAbbotsfordChilliwackMissionMaple RidgeWhite RockDeltaAldergroveCloverdale
How it works
A quote without a sales pitch.
Most quotes take ten minutes and one phone call.
01
Tell us what you have
Address, vehicles, business details — whatever's relevant.
02
We shop it
Twelve carriers, like-for-like coverage, not the cheapest stripped policy.
03
You choose
We walk through the difference, then bind it when you're ready.
FAQ
Questions about cover.
The ones that decide whether a policy is worth having.
Are you tied to one insurer?+
No. We're independent and contracted with twelve carriers. We'll tell you which ones we place most business with, and why.
What does a broker cost?+
Nothing extra. The insurer pays the commission, and the premium is the same whether you buy direct or through us.
Will you handle my claim?+
Yes. You call us first, we open the claim and stay on the file until it's settled. That's the main reason people stay.
Can you cover a home business?+
Usually, with an endorsement or a separate commercial policy. Tell us the revenue and what you store at home and we'll price both.